Privacy Policy

At www.chandigarhhomeloan.com, we value the privacy of our visitors and are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

By using our site, you agree to the terms of this Privacy Policy.

1. Information We Collect

We may collect the following types of information:

  • Personal Information: Name, phone number, email address, income details, employment information, and property-related data when you fill out forms or contact us.

  • Non-Personal Information: Browser type, IP address, pages visited, and time spent on the website, collected via cookies and analytics tools.

2. How We Use Your Information

Your information may be used for the following purposes:

  • To assist you with your home loan or other loan-related inquiries

  • To evaluate your eligibility for loan products and services

  • To improve our website and user experience

  • To communicate with you regarding your loan application or related services

  • To comply with legal and regulatory requirements

3. Sharing of Information

We do not sell or rent your personal data. However, we may share your information with:

  • Partner banks, NBFCs, or financial institutions to process your loan application

  • Service providers who assist in website operations, communication, and analytics

  • Government or regulatory bodies if required by law or to protect our legal rights

4. Data Security

We implement appropriate security measures to protect your personal information from unauthorized access, disclosure, or misuse. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

5. Cookies and Tracking

We use cookies and similar tracking technologies to enhance user experience, analyze traffic, and improve our website. You can set your browser to refuse cookies, but some features of the site may not function properly.

6. Links to Third-Party Websites

Our website may contain links to external sites. We are not responsible for the content or privacy practices of such third-party websites. We encourage you to read their privacy policies before sharing any information.

7. Children’s Privacy

Our website and services are not intended for individuals under the age of 18. We do not knowingly collect personal data from children.

8. Your Rights

You have the right to access, update, or request deletion of your personal information by contacting us at the email provided below.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.

10. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact at contact page.

Website: www.chandigarhhomeloan.com

Insights/Informed Customers

Everything has its own price. You needs to shell out money in order to get financial services. Chandigarh Home Loan eliminate middleman by educating individual about different Loan Product available in the market & risk associated with them. We educate individual how he can take loan with better pricing. We don’t charge single penny from individual as we connect to individual through our digital initiative to every citizen of India, where they can pick right product with better pricing for themselves.

Benefits Of Co-applicant Home Loan

A co-applicant is an additional person considered in the underwriting and approval of a loan or other type of application. Applying for a loan with a co-applicant can help to improve the chances of loan approval and also provide for more favorable loan terms. Most of the banks in India allow a few specified relations to be co-applicants. Brother-brother, father-son, mother-son, husband-wife, etc. are acceptable combinations to be borrowers and co-applicants.

Process of Home Loan

In this video we explained what documents required for home loan so that you can arrange the documents before applying for home loan. we explained all document like identity proof, address proof, income proof, property documents for buildup property, property documents for plot cum construction, property documents flat in society.

Step-by-Step Guide on how to check your CIBIL Score

Understanding your CIBIL Score is crucial for maintaining your financial health and getting loan approvals. We will walk you through the entire process of checking your score online, explain what factors affect it, and offer tips to improve it. Whether you’re applying for a loan or simply monitoring your credit, this guide will help you stay informed. Watch the full video to learn everything you need to know about your CIBIL score!