Terms & Conditions

Welcome to www.chandigarhhomeloan.com. By accessing or using this website, you agree to be bound by the following Terms and Conditions. If you do not agree to these terms, please do not use our website or services.

1. Use of the Website

  • The content provided on this website is for general informational purposes only.

  • You agree not to use this site for any unlawful purpose or any purpose prohibited under these terms.

  • You must not misuse the website by introducing viruses, trojans, or other malicious material.

2. Eligibility

By using this website, you represent that you are at least 18 years old and legally capable of entering into binding contracts.

3. Services Offered

We provide loan-related information and assist users in connecting with banks, NBFCs, and financial institutions. We are not a bank or direct lender, and all loan approvals are subject to the policies of third-party institutions.

4. Third-Party Links

Our website may contain links to external websites. We are not responsible for the content or privacy practices of these third-party sites and do not endorse them.

5. Intellectual Property

All content, including text, graphics, logos, and images, is the property of chandigarhhomeloan.com unless otherwise stated. Unauthorized use or reproduction of the material is prohibited.

6. Limitation of Liability

We strive to keep all information up to date and accurate, but we do not guarantee the completeness or accuracy of the content. We shall not be held liable for any direct or indirect loss resulting from the use of this website.

7. Changes to Terms

We may update these Terms & Conditions at any time. Continued use of the site after changes implies acceptance of the revised terms.

8. Contact Us

For any questions regarding these Terms & Conditions, please contact at contact page 

 

Disclaimer

The information provided on www.chandigarhhomeloan.com is intended for general information and educational purposes only. While we strive to keep the content accurate and up to date, we make no representations or warranties of any kind, express or implied, regarding the accuracy, reliability, or availability of the information, products, or services featured on the website.

Key Points:

  1. No Financial Advice
    The content on this site does not constitute professional financial, legal, or investment advice. Always consult directly with banks or certified financial advisors before making any financial decisions.

  2. Third-Party Services
    We connect users with third-party banks and financial institutions. We are not responsible for the policies, decisions, or actions of these entities.

  3. Loan Approval and Terms
    All loans are subject to eligibility criteria, verification, credit checks, and the sole discretion of the lending institutions.

  4. No Guarantee
    We do not guarantee loan approvals, interest rates, or terms offered by lenders.

  5. Website Availability
    While we aim to keep the site running smoothly, chandigarhhomeloan.com is not liable for temporary unavailability due to technical issues beyond our control.

Contact

If you have any concerns or questions about this Disclaimer, feel free to contact us:

Insights/Informed Customers

Everything has its own price. You needs to shell out money in order to get financial services. Chandigarh Home Loan eliminate middleman by educating individual about different Loan Product available in the market & risk associated with them. We educate individual how he can take loan with better pricing. We don’t charge single penny from individual as we connect to individual through our digital initiative to every citizen of India, where they can pick right product with better pricing for themselves.

Benefits Of Co-applicant Home Loan

A co-applicant is an additional person considered in the underwriting and approval of a loan or other type of application. Applying for a loan with a co-applicant can help to improve the chances of loan approval and also provide for more favorable loan terms. Most of the banks in India allow a few specified relations to be co-applicants. Brother-brother, father-son, mother-son, husband-wife, etc. are acceptable combinations to be borrowers and co-applicants.

Process of Home Loan

In this video we explained what documents required for home loan so that you can arrange the documents before applying for home loan. we explained all document like identity proof, address proof, income proof, property documents for buildup property, property documents for plot cum construction, property documents flat in society.

Step-by-Step Guide on how to check your CIBIL Score

Understanding your CIBIL Score is crucial for maintaining your financial health and getting loan approvals. We will walk you through the entire process of checking your score online, explain what factors affect it, and offer tips to improve it. Whether you’re applying for a loan or simply monitoring your credit, this guide will help you stay informed. Watch the full video to learn everything you need to know about your CIBIL score!